Office Management Quality and Risk Management Practices as Predictors to the Long-term Sustainability of Lending Corporations

This study aimed to determine whether office management quality and risk management practices significantly influence the lending corporations’ long-term sustainability. A quantitative descriptive correlational research design was used. A sample of 155 employees from lending corporations in Davao del Norte, Philippines, was selected using simple random sampling. This study used three adapted survey questionnaires. Mean, Person r and regression analysis were used as statistical tools. The findings revealed that the quality of office management in lending corporations is high, and their risk management practices are also rated high. Furthermore, the long-term sustainability of lending corporations is very high. Additionally, there is a significant relationship between office management quality and risk management practices regarding the long-term sustainability of lending corporations. Further analysis eventually showed that office management quality on long-term sustainability showed a strong positive correlation (r=0.704 p=0.031) and risk management practices on long-term sustainability also showed a strong positive correlational (r=0.742, p=0.019), significantly influence lending corporations’ long-term sustainability. Overall, these findings underscore the significance of effective office management, robust risk management, and the incorporation of environmental and social objectives to achieve long-term sustainability, improve efficiency, and foster ethical practices.